Tips and Advice for Life Insurance After Divorce
After a major life event, like a divorce, it's important to re-evaluate your financial planning, estate planning, and other important documents that could have been affected by the change in your situation. Adam Robert, CFP®, APMA, and co-owner of Clute Wealth Management gives his insights and advice to help MoneyGeek readers think about their life... Read More
Adam Robert Provides Insights on Interest Rate Cuts on WCAX
Adam Robert joined Darren Perron from WCAX on Sunday September 22 during "You Can Quote Me." Adam answered some of the questions that many people have after the Federal Reserve, the U.S. central banking system, recently cut interest rates for the first time in four years, reducing the key lending rate by half a percentage point, to a range of 4.75% to 5%. Read More
Adam Robert Joins the North Country Center for Independence Board of Directors
Adam Robert, co-owner of Clute Wealth Management, was recently elected to join the board of directors at the North Country Center for Independence. Read More
Christina Attends the Annual Strictly Business Forum
Christina joined local business leaders at the annual invite-only Forum hosted by Strictly Business to discuss a broad range of topics relating to the state of business in the Northeast corner of New York State. Read More
An Experts' Tips on the Worth of Life Insurance
Life insurance has been around for a long time, but the COVID-19 pandemic highlighted its importance to many who may not have considered purchasing it before. Now, people are wondering if they should be covered by life insurance, how much it will cost, and if it's really their best choice. Read More
Tips and Insights on Purchasing Family Life Insurance
In her most recent professional advice for MoneyGeek, Christina provided tips, insights, and advice for navigating the purchasing of family life insurance for all types of families. Read More
Christina's Expert Insight on Insurance for Businesses
Christina continues to be called on to provide her insight on her topics of expertise. She offers advice to small business owners on the types of insurance they may want to consider, and the key factors to consider when shopping for insurance, along with some of the most common mistakes and how to avoid them. Read More
Christina Featured as Guest Expert on Finances During Divorce
Christina provided tips and resources for financial planning through a divorce in the MoneyGeek article "Financial Planning for a Divorce". Included in the article are important resources, and the steps to navigating the whole process, and Christina gives insight on some of the most common financial mistakes that are made during a divorce. Read More
Expert Insight on Financial Planning for Retirement
Christina provided expert insight on financial planning for retirement in the MoneyGeek article "Older Adults' Guide to Income Streams and Money Management in Retirement". Included are tips on how to earn income in retirement, calculating life expectancy when planning for retirement, and a list of resources for income streams for aging adults. Read More
Christina Ubl Provides Tips and Resources for Millennials in Debt on WCAX News
Christina Ubl spoke as a guest on the WCAX Channel 3 segment "You Can Quote Me" on October 16th, 2022. She joined anchor Darren Perron to discuss tips for Millennials who are struggling with debt in the current financial climate. Read More
Adam Robert Featured as the Cover Story for Strictly Business
Adam Robert, CFP, APMA was featured as the cover story for Strictly Business Magazine in June, 2022. The story highlights some of Adam's journey, both professionally and personally, as a local North Country native who has stayed in the area and working to improve the regional community that he grew up in. Read More
Christina Gives Insight on Life Insurance and Estate Planning
Christina was featured again as an expert on a MoneyGeek article. She provides insight on life insurance and estate planning in the article How Life Insurance Can Help with Estate Planning. Christina looks at three different life scenarios where life insurance plays a critical role in estate planning. Read More
Adam Robert Announced as a Partner at Clute Wealth Management
Clute Wealth Management is pleased to announce that long-time team member and advisor, Adam W. Robert, has become a partner in the firm. Adam has spent the last decade (and more) helping our clients pursue their goals and helping our firm grow and thrive. Read More
New York Gov. Kathy Hochul Appoints Christina Ubl to SUNY Plattsburgh College Council
On February 8, 2022, SUNY Plattsburgh announced Christina Ubl’s appointment to its college council by Gov. Kathy Hochul. Christina will serve through June 30, 2026 on the 10-person council, which serves as an oversight and advisory body to the campus and to the president and senior administration of SUNY Plattsburgh, in accordance with New York State... Read More
Christina Featured Again on MoneyGeek
Christina was featured as a guest expert in the MoneyGeek guide "Smart Spending in Retirement". She answered questions and provided insight about which accounts to withdraw retirement spending from, what strategies could help make your savings last longer during retirement, and some common myths about retirement spending. Read More
Christina Presents Year-End Tips to the Williston Chapter of WBON
Not only do we have an overwhelming number of things to do for our personal lives , but our businesses have year-end “needs” as well. Read More
Christina Featured as an Expert in MoneyGeek Article
Christina was featured as a guest expert in the MoneyGeek article "How to Start Saving and Investing". She answered questions and provided insight about investing for beginners, how to evaluate if you are in a place where you should begin investing, and answered other common questions. Read More
Adam Featured on the 'Figure It Out' Podcast
Adam joined Bryce Hanson, host and creator of the podcast "Figure It Out", to talk about life as a parent, Star Wars, how he ended up working at Clute Wealth Management, and everything in between. Read More
LPL Financial Research Midyear Outlook 2021: Picking Up Speed
LPL Research Midyear Outlook 2021: Picking Up Speed is designed to help you navigate the risks and opportunities over the rest of 2021 and beyond. While the speed can be exhilarating as economic growth accelerates, it can also be dangerous. Midyear Outlook 2021 looks ahead for opportunities, but also watches for new hazards created by the reopening. Read More
Christina Discusses Charitable Giving at CVPH Virtual Event
In early June, Christina joined a panel of local experts to discuss simple ways to give during the "Securing our Region's Future with Gift Planning" virtual event hosted by The Foundation of Champlain Valley Physicians Hospital (CVPH) and their local partners, Alice Hyde Medical Center and Elizabethtown Community Hospital. Read More
Christina Ubl Interviewed By Strictly Business
May's theme for Strictly Business Magazine was "Money & Banking", so they invited a few experts to answer 3 - 5 short questions about their industry and the trends they see in their fields. Read More
Heidi and Christina Speak at the SUNY Plattsburgh Legacy Giving Event
On April 26th, 2021 Heidi Clute and Christina Ubl were the keynote speakers for the SUNY Plattsburgh Legacy Giving Event, held virtually to educate attendees about the options available to people when looking to give a legacy gift to the college, as well as honoring Heidi's generous contribution to the school. Read More
Akemi interviewed for Strictly Business Magazine
In October, Akemi was interviewed as part of a Strictly Business Magazine article featuring five alumni from SUNY Plattsburgh who chose to settle down and start their careers in the Plattsburgh area after graduating. Read More
Christina and Adam Answer Questions at the SUNY Plattsburgh Financial Forum
On April 15th, Christina and Adam joined Morgan from SUNY Plattsburgh to host a virtual "Financial Forum" to answer questions from soon to be college graduates about a wide range of financial topics including the difference between 401ks and IRAs, strategies to pay off debts, strategies to help younger adults save, and more. Read More
Christina Shares Insights at the Strictly Business Forum
In Strictly Business Magazine's article "Inspiring Innovation: Decades of Delivering" , Christina Ubl was featured alongside her tablemates at the Strictly Business Forum. The group shared insights on the North Country business community over the years and the "rich stories and lessons learned from many wins and losses encountered along the way". Read More
Akemi Chen Continues Her Financial Planning Education; Earns the FPQP™ Designation
Clute Wealth Management is excited to announce that Akemi Chen has earned her Financial Paraplanner Qualified Professional™ (FPQP™) designation from the College for Financial Planning. Read More
Christina Ubl Featured in Strictly Business Magazine
All on the Same Team Christina was recently featured alongside six other moms from her daughters traveling soccer team in a story titled "All on the Same Team" in the November issue of Strictly Business Magazine. The story highlights the family like nature of their relationships with each other and the empowerment of the strong female leadership that... Read More
Clute Wealth Management announces Akemi Chen has obtained the CMFC® designation
Plattsburgh, NY - Clute Wealth Management is proud to announce that Akemi Chen, LPL Registered Sales Assistant, has earned her Chartered Mutual Fund Counselor℠ certification. Read More
Business Owners Connect, Collaborate and Thrive!
On April 30, business owners who identify as female gathered from throughout Vermont for the 2019 Spring Conference hosted by Women Business Owners Network (WBON), titled 'Connect, Collaborate & Thrive!' Clute Wealth Management's two partners were active and visible supporters of the event. Read More
Christina Ubl Tackles 'Are Your Affairs in Order?' for CVPH Foundation
Christina is honored to be invited by The Champlain Valley Physicians Hospital Foundation to join a panel of local experts to discuss planning for the future at a community event scheduled for May 14, 2019 in Plattsburgh. Read More
Adam Robert: And now there are three
Partners Heidi G. Clute, CFP® and Christina R. Ubl, CFP®CDFA® are excited to announce Adam W. Robert, CFP® APMA® is the newest licensed financial advisor at Clute Wealth Management, a Registered Investment Advisor. Clute Wealth Management now has three financial advisors committed to the legal and ethical requirements of fiduciary responsibility —... Read More
Clute’s internship program highlighted in SUNY Plattsburgh newsletter
Clute Wealth Management’s internship program was spotlighted in the winter issue of SUNY Plattsburgh’s School of business newsletter. Christina and Fall 2016 intern Michelle Chiudina were interviewed. Here’s an excerpt... Read More
Your Financial Health Checkup: Montpelier Employee Wellness
Heidi Clute was invited by the City of Montpelier to conduct a workshop for their employee wellness program. During the financial literacy workshop sponsored by the City, Heidi outlined a Financial Health Check Up process for a diverse group of employees. Read More
Clute Wealth Management announces Adam Robert, now holds the CFP® designation
Plattsburgh, NY - Clute Wealth Management is proud to announce that Adam Robert, LPL Registered Sales Assistant, has earned his CERTIFIED FINANCIAL PLANNER™ certification. Read More
Strictly Business highlights Clute team
Heidi and Christina are excited to be highlighted in the most recent issue of Strictly Business, a Plattsburgh business magazine. "Just as they advise clients to do, Clute and Ubl ride out the ebb and flow of the economy, and life, by calmly guiding the evolution of their business, setting and checking off goals along the way. They say they are in the... Read More
Christina Ubl attends LPL Financial Focus 2015 Conference
Boston was Christina Ubl’s destination last month for the annual LPL Financial Focus 2015 Conference. Christina enjoyed hearing business insights and perspectives on the global economy, from industry-leading speakers over four jam-packed days, including former Federal Reserve Chairman Ben Bernanke, Richard Branson of Virgin Atlantic, and PayPal co-founder,... Read More
2015 Road Pitch Ride
You may recall that last year Heidi joined the inaugural "Road Pitch Ride” on her vintage Indian motorcycle for one day as the group traveled around Vermont. This year, Heidi was able to plan ahead (hint, hint) and joined the second "Road Pitch Ride” over the full four days (August 4, 5, 6 and 7), as one of the 25 smart seasoned Vermont entrepreneurs,... Read More
Clute Wealth Management proudly announces Christina Ubl has become a partner
Plattsburgh, NY -- Heidi Clute, founder of Clue Wealth Management said, “Since she joined us in 2000, Christina has proven herself again and again as a smart, capable and important member of our team. She continues to deepen her knowledge and hone her skills while sharing our firm’s mission to help women in transition. I’m proud to have her as a partner.” Read More
What keeps you up at night? Part 3 - Heidi Clute on WCAX news
Financial Planning for Older Families Read More
What keeps you up at night? Part 1 : Open enrollment dates - Heidi Clute on WCAX news
In her ongoing financial series on WCAX Channel 3's Morning News, Heidi Clute discussed what it means to miss open enrollment dates. Read More
Getting Your Finances in Order: Heidi Clute on WCAX News
Learn how to get your finances in order: In the second segment of her ongoing financial series on WCAX Channel 3's Morning News, Heidi Clute appeared to discuss tips for getting your finances in order. Read More
2014 Road Pitch Ride
The Inaugural "Road Pitch" sent "business bikers" on a four day motorcycle trip around Vermont where they held "office hours" in select towns stopping by appointment to listen to business pitches from start-up or early stage companies. The 2014 event was scheduled for August 4th, 5th, 6th and 7th. Read More
Investing from your 30s to 60s: CWM appears on WCAX TV's Money Week
WCAX-TV, Burlington, VT – February 19, 2014 – Clute Wealth Management Certified Financial Planner Heidi Clute provides tips for saving and investing well into your 60s. Read More
Your Financial Journey: Getting Started
Chistina Ubl, a CERTIFIED FINANCIAL PLANNER™ with Clute Wealth Management, said individual circumstances will dictate how much money to set aside each month. Ubl tells clients to analyze their cash flow and fully comprehend their income compared to their expenditures. Read More
Financial expert gives advice on money management after layoff
WCAX-TV, Burlington, VT – Clute Wealth Management Financial Planner Christina Ubl advises what to do after layoff. Read More
Falling Short on Retirement Savings?
It’s never too late to improve your bottom line. WCAX-TV, Burlington, VT - If you've retired or are getting ready to retire in Vermont-- experts say pay attention. A new report from Interest.com suggests seniors need 70-percent of their working income to make retirement work. Read More
Vermont Works for Women: Divas Do Good!
Divas Do Good is the brainchild of the Vermont Comedy Divas stand-up comedy group, which uses humor to give back to local non-profit organizations. Clute Wealth Management was thrilled to sponsor this first event, benefitting Vermont Works for Women. Consistent with Clute Wealth Management’s dedication to providing “financial strategies for women in... Read More