What is a Certified Financial Planner™?

CERTIFIED FINANCIAL PLANNER™ professionals have earned formal recognition in 72 areas of financial expertise. From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, personal “finances” doesn’t mean just one thing — and “financial planning” means much more than just investing.

Owned and awarded by the Certified Financial Planner Board of Standards, Inc., the CFP® designation is awarded to individuals who successfully complete and maintain the CFP Board's requirements for education, examination, thousands of hours of experience, and ethics.

The CFP Board’s Code of Ethics and Standards of Conduct for CFP® Professionals [PDF] includes an expanded application of the fiduciary standard that requires CFP® professionals to act in the best interest of the client at all times when providing financial advice.

Each of the financial advisors at Clute Wealth Management is a CFP® professional.

What Can a CFP® Professional Do for You?

No matter where you are in life, a CFP® professional knows how to deliver the highest standard of financial planning service to make sure you’re on the right track. From planning for retirement to saving for college, CFP® professionals are trained to help you develop a comprehensive strategy to reach your short- and long-term financial goals.