Money and You

Your Financial Health Checkup

October 1, 2016 | Filed under: Recent Articles

Your annual physical checkup and health screenings are scheduled. Your dental checkups, and perhaps those for your spouse and children, are on your calendar or smartphone. Yet many people fail to schedule time for a regular financial health checkup. 

Whether you prefer to block out some time each month or review your financial goals annually, here is what you need to do at least once a year to make sure your money is working hard for you, and that you address the goals most important to you and your family.

Five Ways to Help Avoid Sleepless Nights in Retirement

June 14, 2016 | Filed under: Recent Articles, Money & You, retirement, retirement planning

Financial headlines can be hazardous to your sleep health in retirement. It is easy to get the jitters and start worrying that you should do something, anything but stay on your current financial course. Yet it rarely makes sense to panic and sell your holdings. Over the years I have developed a list of five ways to help you avoid the sleepless nights in retirement that financial headlines can bring.

You didn't expect a divorce: Now what?

February 15, 2016 | Filed under: Recent Articles

At the wedding, who thinks those two little words ”I do” might suddenly lead to the four words “I want a divorce.”? No one expects to get divorced. But now that you’ve heard (or uttered) those four words, what do you do?

Financial Planning Tips for Your 30s and 40s

December 8, 2015 | Filed under: Recent Articles, Related Articles

Planning for retirement is typically something we think about when we approach our 50s and 60s. However, if you haven't done much (or any) financial planning by your 30s and 40s for your future, it's time for you to get your financial house in order. Remember, when building a house, you must first start with a solid foundation. The same is true for financial planning; get the basic foundation planning done now so as you build your financial future, your structure will be strong.

Worried about Outliving your Money?

November 6, 2015 | Filed under: Popular Articles, Recent Articles

If you asked earlier generations what their biggest fear was – they might have answered, “dying too young.” Asking that question today would probably get you the exact opposite answer: “I’m worried about outliving my money.” It’s a fear that is shared by many – even wealthy individuals. According to the 2015 AICPA CPA Personal Financial Planning Trends Survey, more than 41% of CPA’s indicated that running out of money was clients’ #1 concern.

Financial Strategies for Women in Transition

July 30, 2015 | Filed under: Popular Articles, Recent Articles

Are you a woman in transition? If you’re facing new life challenges — a successful owner or manager of a rapidly growing business, someone with a recent inheritance or perhaps recently widowed, divorced, married, or about to be, or diagnosed or dealing with illness — then you’re a woman in transition, and you have special financial needs.

Uh Oh! I’m Suddenly Rich. Now What Do I Do?

June 3, 2015 | Filed under: Recent Articles, Featured Article

Surprisingly, dealing with sudden wealth can become a nightmare. Learn the five steps you can take immediately to successfully manage the financial and emotional crises that can come with sudden wealth.

Business transition and succession: why you need a plan

May 18, 2015 | Filed under: Recent Articles

Businesses start with the best of intentions. While beginnings are an exciting time, a strong business foundation needs to include planning for multiple future scenarios and potential “what-ifs,” including business transition and succession. Unfortunately, many business owners don’t plan for their end game.

Talking with your adult children about money

March 11, 2015 | Filed under: Recent Articles

Talking with your kids about money changes as they get older and as you get younger (of course). If this has been a conversation you have shared since they were young, it’s natural to continue to discuss financial matters as the years go on. In a perfect world this would be the way it is all the time. Unfortunately, the opposite is often true.

Talking with Your Kids About Money

January 9, 2015 | Filed under: Recent Articles

While everyone has different views about money, it’s important to have “money talks” with your kids about the basic concepts at an early age. You don’t want these conversations to be heavy-handed or hour-long lectures, but aim for brief observations whenever opportunities come up. My husband and I are regularly on the lookout for teachable moments to talk about money with our two young kids – especially since we know that our oldest is a “saver” who hates to part with even a penny, and our youngest is a “spender” who will spend every penny she has and then ask for more. We hope to teach them about finding a balance between the two. Here are five important tips for helping your children learn to use money wisely today and throughout their lives.