Money and You

Financial Planning Tips for Your 30s and 40s

December 8, 2015 | Filed under: Recent Articles, Related Articles

Planning for retirement is typically something we think about when we approach our 50s and 60s. However, if you haven't done much (or any) financial planning by your 30s and 40s for your future, it's time for you to get your financial house in order. Remember, when building a house, you must first start with a solid foundation. The same is true for financial planning; get the basic foundation planning done now so as you build your financial future, your structure will be strong.

Worried about Outliving your Money?

November 6, 2015 | Filed under: Popular Articles, Recent Articles

If you asked earlier generations what their biggest fear was – they might have answered, “dying too young.” Asking that question today would probably get you the exact opposite answer: “I’m worried about outliving my money.” It’s a fear that is shared by many – even wealthy individuals. According to the 2019 AICPA Going Broke Remains Top Concern in Retirement: Survey of CPA Financial Planners, more than 41% of CPA’s indicated that running out of money was clients’ #1 concern.

Financial Strategies for Women in Transition

July 30, 2015 | Filed under: Popular Articles, Recent Articles

Are you a woman in transition? If you’re facing new life challenges — a successful owner or manager of a rapidly growing business, someone with a recent inheritance or perhaps recently widowed, divorced, married, or about to be, or diagnosed or dealing with illness — then you’re a woman in transition, and you have special financial needs.

Uh Oh! I’m Suddenly Rich. Now What Do I Do?

June 3, 2015 | Filed under: Recent Articles

Surprisingly, dealing with sudden wealth can become a nightmare. Learn the five steps you can take immediately to successfully manage the financial and emotional crises that can come with sudden wealth.

Business transition and succession: why you need a plan

May 18, 2015 | Filed under: Recent Articles

Businesses start with the best of intentions. While beginnings are an exciting time, a strong business foundation needs to include planning for multiple future scenarios and potential “what-ifs,” including business transition and succession. Unfortunately, many business owners don’t plan for their end game.

Talking with your adult children about money

March 11, 2015 | Filed under: Recent Articles

Talking with your kids about money changes as they get older and as you get younger (of course). If this has been a conversation you have shared since they were young, it’s natural to continue to discuss financial matters as the years go on. In a perfect world this would be the way it is all the time. Unfortunately, the opposite is often true.

Talking with Your Kids About Money

January 9, 2015 | Filed under: Recent Articles

While everyone has different views about money, it’s important to have “money talks” with your kids about the basic concepts at an early age. You don’t want these conversations to be heavy-handed or hour-long lectures, but aim for brief observations whenever opportunities come up. My husband and I are regularly on the lookout for teachable moments to talk about money with our two kids – especially since we know that our oldest is a “saver” who hates to part with even a penny, and our youngest is a “spender” who will spend every penny she has and then ask for more. We hope to teach them about finding a balance between the two. Here are five important tips for helping your children learn to use money wisely today and throughout their lives.

What Keeps You Up at Night? (Part 2)

October 1, 2014 | Filed under: Recent Articles, What Keeps You Up At Night

Know that you are not alone if you toss and turn as you try to fall asleep. In 'Part 1', we focused on the financial concerns of a married couple with young children, but noted that the Gallup-Healthways Well-Being Index shows 61 percent of Americans worry about how to manage their economic life to reduce stress and increase security. That’s a lot of worrying going on!

What Keeps You Up at Night?

August 4, 2014 | Filed under: Recent Articles, What Keeps You Up At Night

Are you tossing and turning as you try to fall asleep? Is there a lot of mind chatter running through your head about your financial future? For many of us, finances are what keep us up at night. The Gallup-Healthways Well-Being Index shows 61 percent of Americans worry about managing their economic life to reduce stress and increase security.

7 Tips for Financial Planning in your 70s

June 5, 2014 | Filed under: Popular Articles, Recent Articles, Related Articles

Many people in their 70s are retired. Whether you're one of them or not, it doesn't mean you should stop your financial planning – in fact it means you should pay even more attention as finances in your 70s offer more opportunities (and risks) now than ever before. Here are seven tips to help make sure you're well prepared for your 70s and beyond.