Money and You

Estate Planning to Avoid Family Discord

April 10, 2011 | Filed under: Archived Articles

Family relationships are so fundamental to our personal identity and so often they are complicated. During a time of grieving and mourning over the death of a loved one, family relations can become even more emotionally charged. Although none of us can avoid death, it is possible to minimize potential family conflicts through advanced, careful estate planning.

Have You Had "The Talk" With Your Kids? It's Recommended You Speak Early and Often About Money

March 10, 2011 | Filed under: Archived Articles

As parents, you have probably often heard that you should speak openly and often with your children about all kinds of tough issues – bullying, alcohol, and drug use to name a few. You may wish to add another topic to the list: money. Like other important conversation subjects, learning about and developing sensible financial habits is a long-term goal for parents, and all the more challenging for people with substantial means.

Negotiating the Rapids of Business Transitions

September 10, 2010 | Filed under: Archived Articles

For many business owners – especially women – their businesses and their lives are practically interchangeable. Two-thirds of small business owners say their business is their greatest personal asset and primary source of family income. If you are one of these owners, protecting your company and ensuring your financial security are often the same thing.

What to Do With Your Tax Refund

February 10, 2010 | Filed under: Archived Articles

Getting a tax refund this year? Think twice.

401K, Pension, IRAs: To Convert or Not to Convert?

January 10, 2010 | Filed under: Archived Articles

Gaining a thorough understanding of all the options available for retirement saving and planning is no small task. Whether you’re considering moving your 401k, your pension savings, or converting to a Roth IRA; it is important to make sound decisions – today’s choices often determine your future retirement income. Converting a traditional Individual Retirement Account (IRA) account into a Roth IRA is of particular interest at the moment because of new 2010 IRS rules. Talking with a financial planner could save you time in the short term and money in the long term, but here are some options to explore now:

Tax Benefits of Going Green with Your Business & Home

October 10, 2009 | Filed under: Archived Articles

Going green is a smart choice both for the planet, and more than ever in these days of federal and state tax incentives, for your wallet. Here are a few of the many opportunities available. (As always, consult a qualified financial advisor and tax professional before making a major financial decision.)

Changing Jobs? Protect your Assets.

October 10, 2009 | Filed under: Archived Articles

Whether you are embarking on a new career or relocating due to shifts in the job market, keeping on top of your options regarding your existing insurance policies and pension or retirement plan is critical. You don’t want to leave assets behind unintentionally. There are often time-limited opportunities, strict guidelines and tax penalties to watch for so consider your options carefully whether you’re simply changing employers or making an across-country move.

What to Do When Your Paychecks Stop: Attend to your head and your heart before you deal with your wallet

October 10, 2009 | Filed under: Archived Articles

Whether you are expecting it or not, and whatever its cause, job loss can be devastating. You may think you have prepared yourself as best you can, but job loss can hit like a death in the family. It represents more than a loss of a paycheck. It's a loss of a way of life as well. The first step in getting back on track is to recognize the emotional blow you've taken.

Who's Managing the Family Money?

October 10, 2009 | Filed under: Archived Articles

For many families, this is a question getting some new answers lately and sending the financial planning profession into profound change. Once the exclusive domain of "the man of the house," managing the family's investments is increasingly shifting to the one who schedules the medical appointments, gets the kids to school and gets the bills paid; Mom.

Seven Pitfalls On Your Way To Retirement

May 10, 2009 | Filed under: Archived Articles

Is it time to check up on your retirement plan? The biggest fear among investors is that they will not have enough money for retirement. You can make sure your own plan does not fall short by steering clear of the following pitfalls. These are the most common comments I hear in my professional practice: